Next Level Banking

Cash Back
APY on
No Fees

Takes less than 2 minutes.

Level Bank Account is provided through Evolve Bank & Trust, Member FDIC. Annual Percentage Yield (APY) as of July 1, 2020 and subject to change after account opening. Receive 1% cash back with direct deposit for online and signature-based debit card purchases. No fees charged by Level. See footnotes below for more details.

Use the sliders to see how much money you could earn with Level


Actual interest and cash back earned is subject to terms and conditions outlined in the Level Bank Account Agreement.

A difference worth noting

The average bank offers 0.04% for interest checking accounts according to the FDIC. With Level, you earn 12× the national average³

Wells Fargo Preferred CheckingWells Fargo Preferred CheckingChase Premier Plus CheckingBank of America Advantage Relationship
Unlimited Cash Back0.0%0.0%0.0%
APY on Deposits0.01%0.01%0.02%
Free ATMs13,00016,00016,000
No Fees

* Use any ATM worldwide that accepts Visa and we’ll reimburse you the ATM operator fee up to 3 times per month, up to $4 per reimbursement.
See footnotes below for more details on APY on Deposits, Free ATMs, 1.0% unlimited cash back, and No Fees.

Unlimited 1.0% cash back

Unlimited 1.0% cash back on online and signature-based “credit” purchases on your Level Debit Card with direct deposit of $1,000 or more per month.

ATM fees reimbursed worldwide

Use any ATM worldwide that accepts Visa and we’ll reimburse you the ATM operator fee up to 3 times per month, up to $4 per reimbursement.

An elevated app experience

  • Don’t miss a thing

    Stay on top of all your purchases, refunds and transfers with real-time notifications, logos, maps and more.
  • Get rewarded

    Cash back is redeemable when your purchase transactions settle. Swipe up and redeem as often as you like.
  • Schedule transfers

    Set up and manage free one-time or recurring transfers in and out.
  • Lock your card

    Instantly lock your card or change your PIN with just a couple taps.

Get your paycheck early

Set up direct deposit and receive your paycheck up to 2 days earlier than your coworkers!²

Say goodbye to hidden fees

  • No overdraft fees
  • No maintenance fees
  • No minimum balance fees
  • No foreign transaction fees
  • No add-on ATM fees charged by Level

We’ve got your back


Your deposits are FDIC-insured up to $250,000 through Evolve Bank & Trust, Member FDIC.

Highly Secure

We keep your sensitive personal information safe with powerful encryption. Visa Zero Liability⁴ policy ensures you will not be responsible for unauthorized charges on your debit card.

Reliable Support

Need help with anything? We’re always here for you with friendly and reliable support from our California-based customer support team.

5-star reviews that speak for themselves.

Takes less than two minutes.

By far the best banking experience I’ve ever had! Getting rewarded is absolutely fantastic!

Mike M.

App is beautiful, easy to use… I love it very much!

Emma U.